What Is Mediation?

Mediation is a process in which a third-party neutral assists in resolving a dispute between two or more other parties. It is a non-adversarial approach to conflict resolution. The role of the mediator is to facilitate communication between the parties, assist them in focusing on the real issues of the dispute, and generate options that meet the interests or needs of all relevant parties in an effort to resolve the conflict.  Mediators are trained, skilled, and neutral.

Mediators have undergone specialized training in foreclosure mediation, both with the court and through privately presented state-wide programs.   In addition, mediators regularly mediate mortgage foreclosure cases in their private practices and for the 18th Judicial Circuit of Florida, as well as confer regularly as to the latest practices and updates within the industry.    

OUR GOAL: To provide a process that is simple, efficient and flexible for the parties, while preserving a procedure that is upheld by the courts and allows all parties to meaningfully participate in the mediation.  

What is Foreclosure?  

Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. The foreclosure process can end one of four ways:

·        The borrower/owner reinstates the loan by paying off the default amount during a grace period determined by state law. This grace period is also known as pre-foreclosure.

·        The borrower/owner sells the property to a third party during the pre-foreclosure period. The sale allows the borrower/owner to pay off the loan and avoid having a foreclosure on his or her credit history.

·        A third party buys the property at a public auction at the end of the pre-foreclosure period.

·        The lender takes ownership of the property, usually with the intent to re-sell it on the open market. The lender can take ownership either through an agreement with the borrower/owner during pre-foreclosure or by buying back the property at the public auction. These properties are also known as bank-owned or REO properties (Real Estate Owned by the lender).  

FORECLOSURE FEES

In Brevard County the fee for foreclosure sessions will be $300 per mediation.  They will be scheduled for 1 hour.  Once the mediation session is scheduled the fee is due.  In scheduling the mediation, you are agreeing to these terms.  If the mediation is outside of Brevard County please contac

t us for rates.

                                                     

What Is Mediation?

Mediation is a process in which a third-party neutral assists in resolving a dispute between two or more other parties. It is a non-adversarial approach to conflict resolution. The role of the mediator is to facilitate communication between the parties, assist them in focusing on the real issues of the dispute, and generate options that meet the interests or needs of all relevant parties in an effort to resolve the conflict.  Mediators are trained, skilled, and neutral


Mediators have undergone specialized training in foreclosure mediation, both with the court and through privately presented state-wide programs.   In addition, mediators regularly mediate mortgage foreclosure cases in their private practices and for the 18th Judicial Circuit of Florida, as well as confer regularly as to the latest practices and updates within the industry.  

 

OUR GOAL: To provide a process that is simple, efficient and flexible for the parties, while preserving a procedure that is upheld by the courts and allows all parties to meaningfully participate in the mediation.

 

What is Foreclosure?

 

Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. The foreclosure process can end one of four ways:

·        The borrower/owner reinstates the loan by paying off the default amount during a grace period determined by state law. This grace period is also known as pre-foreclosure.

·        The borrower/owner sells the property to a third party during the pre-foreclosure period. The sale allows the borrower/owner to pay off the loan and avoid having a foreclosure on his or her credit history.

·        A third party buys the property at a public auction at the end of the pre-foreclosure period.

·        The lender takes ownership of the property, usually with the intent to re-sell it on the open market. The lender can take ownership either through an agreement with the borrower/owner during pre-foreclosure or by buying back the property at the public auction. These properties are also known as bank-owned or REO properties (Real Estate Owned by the lender).

 

FORECLOSURE FEES


FORECLOSURE MEDIATION - In Brevard County the fee for foreclosure sessions will be $300 per mediation. They will be scheduled for 1 hour. Once the mediation session is scheduled the fee is due. In scheduling the mediation you are agreeing to these terms. If the mediation is outside of Brevard County please contact us for rates.


 

 In Brevard County the fee f

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